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Our Privacy Policy

How we collect, protect and share your personal information

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also required us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What personal information do we collect and share?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security Number and income

assets and employment information

payment history and account balances

When you are no longer our customer, we continue to share your information as described in this notice.

How is your personal information protected?

When you apply for a loan, we collect your personal information. To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How is your personal information shared?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons we chooses to share,and whether you can limit this sharing.

Reasons we can share your personal information Do we share? Can you limit this sharing?

For our everyday business purposes such as:
to process your loan, verify your identity, income and employment, obtain you credit report from the credit bureaus Yes No

For our marketing purposes:
to offer our products and services to you
No We do not share

For joint marketing with other financial companies
No We do not share

For our affiliates' everyday business purposes:
information about your transactions and experiences
No We do not share

For our affiliates' everyday business purposes:
information about your creditworthiness No We do not share

For our affiliates to market to you No We do not sharee

For our non-affiliates to market to you No We do not share

Is it possible to limit all sharing?

Federal law gives you the right to limit only:

sharing for affiliates' everyday business purposes - information about your creditworthiness

affiliates from using your information to market to you

sharing for non-affiliates to market to you

State Laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.

Counselors Mortgage has no affiliates.

Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.

Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.

Reasons we can share your personal information	Do we share?	Can you limit this sharing?
For our everyday business purposes such as: to process your loan, verify your identity, income and employment, obtain you credit report from the credit bureaus	Yes	No
For our marketing purposes: to offer our products and services to you	No	We do not share
For joint marketing with other financial companies	No	We do not share
For our affiliates' everyday business purposes: information about your transactions and experiences	No	We do not share
For our affiliates' everyday business purposes: information about your creditworthiness	No	We do not share
For our affiliates to market to you	No	We do not sharee
For our non-affiliates to market to you	No	We do not share

	Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Counselors Mortgage has no affiliates.
Non-affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies.
Joint marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you.